Hide the money in various increments in different spots around the world. Create a treasure map and let anyone join the search for the money.

Find an asylum seeker and give them all of the money in one lump sum with no strings attached

Give high school and college students 5k to take a gap year. Very simple application process.

Buy up some medical debt and let it go

Pay off the childcare balance for a few families. Ask child care centers to tell you the families that could use a break.

Cut 10k checks to 10 open source projects

Give bonus payments to public defenders. Or pay a really good laywer a stipend to work as a public defender

Find a socially beneficial app or website that has no revenue potential. Donate the money to support further development and marketing

Lay out the capital required for an ongoing club. Like a rowing club, school band, or storytelling group